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How Bankruptcy Can Lower Your Interest Rate or Save Your Vehicle
If money is being taken from your paycheck by creditors, you may feel powerless — but bankruptcy gives you back control.
Here’s what you need to know:
- Bankruptcy immediately stops most wage garnishments through something called the automatic stay.
- This legal protection takes effect the moment your case is filed.
- Creditors must halt deductions, and in some cases, you may even recover recently garnished wages.
Which Debts Are Affected?
- Credit card and medical debt garnishments are generally stopped.
- Child support and recent tax debt garnishments may continue, but bankruptcy can still help structure payments.
If your paycheck just got smaller — or you fear it will — reach out to Sigal Law Firm today. We’ll move fast to protect your income and restore peace of mind.
